Which parts of the water service line is my responsibility and which parts are the responsibility of the City?

The property owner's responsibility for maintenance begins immediately after the "curb stop" and extends through the property and all plumbing within the entire home.  The "curb stop" is the main valve, generally located near the property line, housed in a cylinder with a cap on it called the "curb box".  This valve allows the MFWD to turn the water service off or on in an emergency or for repairs.  The resident is responsible for all shut off valves on either side of the water meter and the plumbing throughout the home.  Although the water meter itself is the property of the MFWD, the customer is responsible for protecting the meter from damage; including freezing.

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1. What if my shut off valve won't work in an emergency?
2. Which parts of the water service line is my responsibility and which parts are the responsibility of the City?
3. How should I maintain my shut off valves?